Straight answers about Medicare and health coverage, for Idaho seniors and families.
Our help costs you nothing. Insurance carriers pay our agency when you enroll, not you, so there is no fee and no catch to sitting down with us.
Insurance mail piles up. The choices do not get clearer.
Most of the people we talk with are stuck on one of these.
The mail will not stop
Every fall, a stack of plan flyers arrives promising the world. It is hard to tell which ones actually apply to you.
Nobody explains it in plain terms
Parts A, B, C, D. Advantage vs. Supplement. It is a lot of jargon for a decision that affects your doctors and your budget.
You are not sure your plan still fits
Plans change every year. The one that worked last year might not cover the same doctors or drugs this year.
You are helping a parent or spouse
Sorting out someone else's coverage on top of everything else can feel overwhelming, especially from a distance.
We do the comparing. You get the plain-English version.
- Compare the plans available in your Idaho county side by side
- Check that your doctors and pharmacies are in network
- Check that your prescriptions are covered
- Explain the trade offs in plain language, no jargon
- Handle the enrollment paperwork with you
- Stay available after enrollment for questions, renewals, and appeals
Three ways coverage usually looks for our clients.
Every situation is a little different, but most clients land in one of these.
Medicare only
For people turning 65 or already on Medicare who want their Original Medicare, Advantage, Supplement, or Part D options compared clearly.
Learn more →Medicare plus Medicaid (dual eligible)
For Idahoans who qualify for both Medicare and Medicaid. This is what we work with most, and it has its own set of rules.
Learn more →Individual and family coverage
For people under 65 who need a marketplace or off-marketplace plan for themselves or their household.
Learn more →Here is exactly what to expect.
- 1
You reach out
Call, use the get started form, or book a time. Whatever is easiest for you.
- 2
We talk it through
A short conversation about your doctors, prescriptions, and budget so we know what to compare.
- 3
We follow up
You hear back from us within one business day with your options laid out in plain language.
We reply within one business day, usually the same day.
A few things we want you to know up front.
- We do not sell annuities.
- We do not push you toward a plan that is not right for you.
- If your current plan is already the best fit, we will tell you that plainly instead of trying to move you.
Ready to talk it through?
No cost, no pressure. We will tell you plainly if your current plan is already right for you.