Frequently Asked Questions
What is Medicare, and how does it work?
Medicare is a federal health insurance program for people age 65 and older, and for some individuals under 65 with certain disabilities. It helps cover hospital care, doctor visits, preventive services, and prescription drugs, depending on the plan you choose.
Does Medicaid pay for my Medicare premiums?
In some cases, yes. If you qualify for both Medicare and Medicaid, your state Medicaid program may help pay your Medicare premiums, deductibles, and other costs.
Can I switch between a Medicare Advantage and a Dual Special Needs Plan (DSNP)?
Yes, if you are eligible for both Medicare and Medicaid, you may be able to switch between Medicare Advantage plans and Dual Special Needs Plans during certain times of the year.
How do I know which plan is best for me?
The best plan depends on your personal needs, including your doctors, prescriptions, and other specific needs. Comparing plan options can feel overwhelming, but we can walk you through your choices to help you understand your benefits.
When is the annual enrollment period?
The Medicare Annual Enrollment Period happens every year from October 15 through December 7. During this time, you can review your coverage and make changes for the upcoming year.
How are brokers compensated?
Our help is always free. By law, we cannot charge any fees for our services. Instead, insurance companies pay us from their marketing budget when we help someone enroll in a plan. Since insurance companies pay us the same rates, you can trust that our advice is unbiased and focused on finding the plan that is best for the member.